Your situation

Buyinga property.

A home, land, premises: from the accepted offer to the handover of the keys, we prepare each step of your purchase with you.

The first consultation is free of charge. A 30 to 60-minute meeting to frame your plans.

A deed being signed at the office
L’Archipel · Notaries in Perpignan
The steps

How it works.

The main steps of a file; the person handling yours will tell you which apply.

  1. 01

    The accepted offer

    You send us the details of the seller and, where relevant, the agency: the file is opened.

  2. 02

    The preliminary contract

    Compromis or promesse: it sets the price, the conditions precedent, including the loan, and the intended signing date.

  3. 03

    The checks

    Surveys, planning, mortgage position, pre-emption rights : we gather and read every document.

  4. 04

    The deed of sale

    Signing makes you the owner. We then complete the formalities with the land registry.

To prepare

Documents, costs, contact.

You don’t need to gather anything before contacting us: these tools help if you want to get ahead on your side.

Frequently asked questions

Your questions, our answers.

General answers, which do not replace a conversation about your situation.

How much are “notary’s fees” on a purchase?

They mainly consist of taxes paid to the State and local authorities, disbursements and the office’s fee, set by a regulated scale. The amount depends on the price, the type of property, existing or new, and the financing. Our estimator gives an order of magnitude, which we confirm at the first appointment.

The seller already has a notary: can I choose my own?

Yes. Each party may be assisted by their own notary; the two notaries then share the fee set by the scale. Simply give our details to the agency or the seller.

What happens if my bank refuses my loan?

If thepreliminary contract includes a loan condition and you provide evidence of a refusal under the agreed terms, the sale does not go ahead and the sum paid is returned to you. Everything depends on the amounts, rates and deadlines written in the preliminary contract: let’s read them together before you sign.

Do I have time to change my mind after the preliminary contract?

When an individual buys a home, the law provides a ten-day cooling-off period from notification of the signed preliminary contract. After that, your commitment becomes binding, subject to the conditions precedent. Ask us your questions before signing if anything makes you hesitate.

How long between the preliminary contract and the signing?

It depends on the financing, the documents to be obtained from the building’s management or the town hall, and any pre-emption right. The intended date is set out in the preliminary contract. Ask us how your file is progressing at any time.

Buying alone, as a couple or through a company: what difference does it make?

Married, in a PACS or not, the way you buy determines what happens on separation or death. Joint ownership, a specific clause or a property company suit different situations. Let’s talk before the preliminary contract: that is the time to choose.

What should I bring to the first appointment?

Your identity document, the accepted offer or the property listing, and details of your financing if you have them. An incomplete file is no reason not to come. Call reception to arrange a time.

See also

To go further.

Related situations and the office’s articles on this subject (French).

Let’s talk about your situation.

Reception will put you in touch with Maître Mathieu Ollet and offer you a time, at the office or remotely.

Call the office